SMBC Hong Kong - Terms of Access

1.    By accessing this website and any of its pages, you are agreeing to these terms and all other global “Terms and Conditions” published from time to time by Sumitomo Mitsui Banking Corporation (incorporated in Japan with limited liability) (“SMBC” or the “Bank”) governing the use of this website and any of its pages including this page maintained by its Hong Kong Branch (collectively referred to as the “Terms”). If you do not agree to the Terms, you should immediately discontinue your access to this website and its contents.

2.     SMBC and/or its Hong Kong Branch may amend the Terms at any time at our discretion without notice to you. You agree that continued access to the website after amendment of the Terms will constitute your acceptance of the amended Terms.  All references to “Hong Kong” herein and on this website refer to the Hong Kong Special Administrative Region of the People’s Republic of China.

3.    The information and materials contained in or accessed through this website are provided on an "as is" and "as available" basis, are of a general nature and have not been verified, considered or assessed by the Bank in relation to the making of any specific investment, business, financial or commercial decision. You should seek professional advice at all times and obtain independent verification of the information and materials contained herein before making any decision based on any such information or materials.

4.    The Bank does not warrant the adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. No warranty of any kind, implied, express or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus and other malicious code), is given in conjunction with such information and materials, or the website in general.

5.    The Bank does not represent or warrant that the website will be available at any particular time and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted, that transmissions will not be intercepted, that all transmissions will be received in full or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. The Bank makes no representations or warranties regarding privacy and/or security of transmissions nor the accuracy, functionality or performance of any third-party software that may be used in connection with the website.

6.    The Bank does not offer financial services or products (including without limitation any provision of investment or financial advice) through the use and operation of this website. Any offer of such products or services is at the Bank’ sole and absolute discretion and will be subject to individual terms relating to the product or service. All the products and services mentioned on this website may not be available in every location in which the Bank does business. For further details on each product or service and its availability, please contact your relationship manager at the Bank.

7.    You may use, hyperlink, copy and distribute the contents found on this website solely for personal, internal, non-commercial, informational purposes only. You may not use the website in violation of any laws or regulations or for any illegal or unlawful purpose.  Unauthorised use of SMBC’s websites and systems, including but not limited to unauthorised entry into SMBC’s systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited at all times.

8.    This website contains hyperlinks to websites which are not maintained nor controlled by SMBC. All hyperlinks to other websites are provided as a convenience to you as a user of this website. The inclusion of any hyperlink does not imply endorsement of any kind by SMBC of such websites. The Bank shall not be responsible for the current, or future content, or reliability of any hyperlinked website or any hyperlink contained in a hyperlinked web site, and shall not be liable for any damages or loss arising from access to those websites. Use of the hyperlinks and access to such hyperlinked websites are entirely at your own risk. We cannot guarantee that these links will work all the time.

9.    The Bank and other parties own the trademarks, logos and service marks displayed on the website. These may not be used without the written permission of the Bank or the party owning these. Materials on the website are protected by copyright. No part of these materials may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for commercial or public purposes without the Bank's prior written consent. You may not insert a hyperlink to the website on any other website or "mirror", or frame the website or any information or materials contained on the website on any other server, website or webpage.

10.    The Bank shall not be liable to you or any other party for any damages, losses, expenses or costs whatsoever (including without limitation, any direct, indirect, special, incidental or consequential damages, loss of profits or loss opportunity) arising in connection with your use of the website, or reliance on any information or materials provided at the website or for any third party service used by you to access the website.

11.    You agree to indemnify the Bank against all claims, liabilities, actions, damages, losses, expenses and costs (including legal fees on a full indemnity basis) suffered or incurred by the Bank in connection with or arising from your access of the website and/or use of the information or materials and/or your failure to comply with these Terms.

12.    The Bank may terminate your access to the website and use of any information or materials at the website at any time, with or without cause or notice.

13.    The Bank may from time to time determine or specify the information or materials contained on the website and is entitled to change, modify, expand, suspend, reduce, terminate or withdraw the same without prior notice to you. In relation to application forms provided on the website, only the latest versions found on the website will be recognised as valid forms.

14.    These Terms and your access and use of the website shall be governed and construed in accordance with the laws of Hong Kong and you agree to submit to the non-exclusive jurisdiction of the Hong Kong courts.