Title:  Assistant Vice President / Vice President

Job Duties & Responsibilities:

• Achieve its financial & non-financial performance target in accordance with the company’s risk management and compliance policies and standards.
• Promote securitization and structured finance related business including marketing, origination and distribution.
• Manage closing and on-going process on respective transactions.
• Preparation of term sheets, offer letters and financing proposals.
• Documentation due diligence reporting.
• Review loan documents, security documents and liaise with legal counsel.
• Review due diligence reports and other independent third party reports necessary for the distribution of loan products.
• Conduct research and generate report as per management’s requirement.
• Coordinate with branch, other officers of SPDA, related departments of SMBC Head Office and other branches or SMBC group companies to provide value-added services to clients.
• Research in market, laws & regulations in related business area, and provide necessary information to relevant parties.
• Undertake other tasks assigned by the management, including new project, new product development and process improvement.
• Work together as “TEAM SMBC/SMFG, TEAM SYDNEY” to achieve the highest level of trust and service to our clients, colleagues and other stakeholders.
• Collect necessary data and information to support marketing and execution of transactions.
• Analyze credit risk in underlying asset and structure of the transactions and apply the credit monitoring and application.
• Monitor the portfolio and take necessary actions on potential deterioration on the credit.
• Ensure risk management frameworks, policies and procedures related to our business.
• Understand and maintain internal compliance requirements, comply with regulatory, company and branch policies and procedures.
• Any other tasks assigned by your manager.

Requirements:

• Minimum of 5-7 years’ experience in a Structured Finance or securitization environment with a Bank or Financial Institution in an Origination Team.
• Tertiary qualification in a business-related field.
• Good knowledge of financial products, understand and able to interpret financial statements.
• Comprehensive understanding of banking practices and processes of the role of credit within a bank.
• High level of numeracy and strong financial analysis skills, and the ability to conduct financial modeling with accuracy and attention to detail.
• Good communicator, both verbally and in writing at business level to the level of business report writing.
• Strong time management and good organisational skills.
• Influencing skills both in writing through presenting a persuasive argument and verbally when handling objections.
• Ability to condense complex issues into a readable format in report writing or through other communications.
• Ability to interpret and follow procedures.
• Advanced skills in Microsoft Office, specifically Excel.

Applicants with greater experience will be considered for the role of Vice President.