Title:  Assistant Vice President

Job Duties & Responsibilities:

• Responsible for credit and portfolio monitoring for the real estate portfolio, mainly in Hong Kong and China
• Support the team on compliance, regulatory and other internal related matters for Specialised Products Department, Asia Pacific ("SPDA") activities in Hong Kong
• Closely monitor and handle all credit-related matters for accounts of SPDA HK’s loan portfolio including preparation of credit memos and financial / cashflow analysis for periodic / ad-hoc credit monitoring for the purpose of reviewing obligor grading, processing of amendment/waiver requests, monitoring of covenants and timely reporting of any credit related matters required by management
• Maintain strong working relationship with front office / marketing groups to support closing of new transactions as well as ongoing portfolio management
• Review loan documentation against internal SMBC framework to ensure internal and local compliance requirements are complied with as well as credit conditions are appropriately documented
• Keep regular contact with Borrower / Sponsors / Participants / Facility Agents to maintain relationship and source information
• Engage and work with auditors/examiners from SMBC’s headquarter / banking authorities / central banks in line with our compliance rule, preparing for materials requested by auditors / examiners

Requirements:

• University Graduate with knowledge in credit, finance and accounting 
• At least 3-5 years of relevant professional experience in banking
• Strong understanding of corporate credit analysis; ideally exposure to real estate financing and / or large corporates preferred. Experience in bank is essential
• General understanding of the Chinese regulations and security principles
• Proficient in written and spoken English and Chinese (Simplified Chinese)
• Work Location: Central