Title: Senior Associate

Post on: Aug 29, 2025

Location:

HK

Sumitomo Mitsui Banking Corporation (三井住友銀行) (incorporated in Japan with limited liability) is one of the major international banks and a leading arranger of specialized financial products worldwide. The Bank's Hong Kong Branch is now seeking high calibre individuals with long-term career objectives to apply for the following position:

Senior Associate -

Credit Analysis and Control Department - Credit Operation

Job Duties & Responsibilities:

Perform full scope credit administration functions including credit limit and collateral input and maintenance in systems (T24, OBS, FOX) with meticulous review of loan agreement provisions for limit loading
Operate as CCRA operator and ensure timely and accurate credit reporting to Department Head, Management, Head Office, and HKMA
Coordinate with Credit Officers to maintain accurate credit records and support Back Office and BP teams on transaction execution in line with credit approvals and T24 operational matters
Manage daily administrative tasks including due date controls, document custody support (scanning, housekeeping), and uploading documents into Document Management System (DMS) for easy access
Provide guidance and coaching to junior staff

Requirements:

Degree/diploma holder in banking/finance related discipline
At least 5 years’ experience in banking industry, preferably in credit administration and operations, including date entry, processing, and credit reporting
Proficient in system operations, especially T24, OBS and FOX
Sound knowledge of credit processes, general banking operations, and reporting compilation is preferred
Strong planning and organizational skills with attention to operational accuracy and compliance
Excellent interpersonal and leadership skills with strong ability to work independently, exercise sound judgment, and escalate issues appropriately
Good command of written and spoken English; Proficiency in Cantonese is a plus
Demonstrated ability to coach and develop junior staff members

Please apply with detailed resume stating latest and expected salary.

SMBC is an equal opportunity employer. We are committed to fostering a diversified and inclusive workplace and removing barriers to provide equal access to employment.

Note on Mandatory Reference Check ("MRC") Scheme:

The MRC Scheme seeks to address the "rolling bad apples" phenomenon in the banking sector in Hong Kong, i.e. situations where individuals who engage in misconduct during their employment in one institution are able to obtain subsequent employment in another institution without disclosing their misconduct to the new employer. Against this background, the HKMA proposed a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual's previous employments can be provided to AIs to inform their employment decisions.

For in-scope positions, satisfactory completion of MRC process is pivotal for the consideration of employment decision. For details, you may visit HKMA's website and refer to the latest FAQs issued by HKAB. Further details will be shared on request if your application is being proceeded.

Application details will be used only for recruitment purposes, and will be destroyed after 1 year. Applicants not contacted after 6 weeks may consider their applications unsuccessful.

Job Function: Credit Analysis and Control Department - Credit Op