Title: Vice President

Post on: Jul 26, 2026

Location:

HK

Sumitomo Mitsui Banking Corporation (三井住友銀行) (incorporated in Japan with limited liability) is one of the major international banks and a leading arranger of specialized financial products worldwide. The Bank's Hong Kong Branch is now seeking high calibre individuals with long-term career objectives to apply for the following position:

Vice President -

Corporate Banking Dept, APD (HKG) - Credit Initiation

Job Duties & Responsibilities:

Conduct daily credit monitoring of the loan portfolio, including performance analysis and forward-looking projections.
Prepare new and renewal credit applications, including cash flow projections, sensitivity testing, and scenario analysis.
Monitor and review the Bank's credit policies and grading systems to ensure alignment with market developments and emerging risk trends.
Provide credit and risk assessment advice to Relationship Managers and business teams to support prudent and profitable business growth.
Review and advise on loan documentation to ensure compliance with credit requirements and risk standards.
Support the development and coaching of junior credit staff, Associate Relationship Managers, and associates through knowledge sharing and guidance on credit analysis, policies, procedures, and systems.
Participate in the enhancement and development of the Bank's credit systems, frameworks, and policies.
Support internal and external audits, regulatory reviews, and inspections conducted by relevant authorities and stakeholders, including HKMA, BOJ, JFSA, Internal Audit and external auditors.
Participate in client meetings, calls, and site visits alongside business teams to develop an understanding of clients' operations, financing needs, and associated risks.
Partner with Marketing Units on transaction structuring, credit assessment, and ongoing portfolio monitoring while ensuring compliance with the Bank's risk appetite and regulatory requirements.
Assess banking and financing solutions across SMBC's product platform, including lending, structured finance, treasury products, and structured/trade finance transactions, from a credit risk perspective.
Perform other duties and responsibilities as assigned by management.

Requirements:

• University degree in accounting, business, finance, economics; MBA desirable.
• 7–10 years of experience in credit analysis with medium, large companies, covering a range of lending and other products.
• Knowledge of structured products and trade finance (e.g. structured ARP and other trade transactions) is an advantage.
• Client-facing / relationship management experience is an advantage; good communication, interpersonal and presentation skills.

Please apply with detailed resume stating latest and expected salary.

SMBC is an equal opportunity employer. We are committed to fostering a diversified and inclusive workplace and removing barriers to provide equal access to employment.

Note on Mandatory Reference Check ("MRC") Scheme:

The MRC Scheme seeks to address the "rolling bad apples" phenomenon in the banking sector in Hong Kong, i.e. situations where individuals who engage in misconduct during their employment in one institution are able to obtain subsequent employment in another institution without disclosing their misconduct to the new employer. Against this background, the HKMA proposed a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual's previous employments can be provided to AIs to inform their employment decisions.

For in-scope positions, satisfactory completion of MRC process is pivotal for the consideration of employment decision. For details, you may visit HKMA's website and refer to the latest FAQs issued by HKAB. Further details will be shared on request if your application is being proceeded.

Application details will be used only for recruitment purposes, and will be destroyed after 1 year. Applicants not contacted after 6 weeks may consider their applications unsuccessful.

Job Function: Corporate Banking Dept, APD (HKG) - Credit Initiat