Title: Vice President

Post on: Apr 30, 2026

Location:

HK

Sumitomo Mitsui Banking Corporation (三井住友銀行) (incorporated in Japan with limited liability) is one of the major international banks and a leading arranger of specialized financial products worldwide. The Bank's Hong Kong Branch is now seeking high calibre individuals with long-term career objectives to apply for the following position:

Vice President -

Corporate Banking Dept, APD (HKG) - Credit Initiation

Job Duties & Responsibilities:

Perform the daily credit monitoring of the loan portfolio including making projections for future performance and managing self-assessment procedure independently
Prepare new and renewal credit applications including preparation of cash flow projections and different scenario analysis etc.
Liaise with relationship managers on deal structures and business risks to support business development activities
Provide advice on loan documentation where necessary
Oversee “booking loans” for non-HK based SMBC offices or functions and “monitoring accounts” which have no client facing and cross-sells need
Adhere to the Bank’s credit policies and guideline
Support Internal and External Audit, IAD, HKMA, BOJ and JFSA related inspections
Actively manage the assigned client portfolio through checking client news, market news and various market indicators like bond spread, share price etc.
Perform any other duties as assigned by immediate supervisor, department head, or the Management
Candidate with more experience will be considered as Vice President level

Requirements:

University degree in Accounting, Business Administration, Finance, or Economics; an MBA or equivalent postgraduate qualification is an advantage
Minimum of 5 years’ experience in credit analysis of medium and large corporate clients, with exposure to a broad range of lending and related financial products
Demonstrated sound judgment in evaluating customers’ financial performance, creditworthiness, and risk profiles
Strong ability to complete work assignments with a high level of thoroughness, accuracy, and consistency

Please apply with detailed resume stating latest and expected salary.

SMBC is an equal opportunity employer. We are committed to fostering a diversified and inclusive workplace and removing barriers to provide equal access to employment.

Note on Mandatory Reference Check ("MRC") Scheme:

The MRC Scheme seeks to address the "rolling bad apples" phenomenon in the banking sector in Hong Kong, i.e. situations where individuals who engage in misconduct during their employment in one institution are able to obtain subsequent employment in another institution without disclosing their misconduct to the new employer. Against this background, the HKMA proposed a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual's previous employments can be provided to AIs to inform their employment decisions.

For in-scope positions, satisfactory completion of MRC process is pivotal for the consideration of employment decision. For details, you may visit HKMA's website and refer to the latest FAQs issued by HKAB. Further details will be shared on request if your application is being proceeded.

Application details will be used only for recruitment purposes, and will be destroyed after 1 year. Applicants not contacted after 6 weeks may consider their applications unsuccessful.

Job Function: Corporate Banking Dept, APD (HKG) - Credit Initiat