Title: Vice President
HK

Sumitomo Mitsui Banking Corporation (三井住友銀行) (incorporated in Japan with limited liability) is one of the major international banks and a leading arranger of specialized financial products worldwide. The Bank's Hong Kong Branch is now seeking high calibre individuals with long-term career objectives to apply for the following position:
Vice President -
Risk Management Dept, APD (HKG) - Credit Risk Management Group
Job Duties & Responsibilities:
- Lead credit portfolio analysis and provide management insights covering portfolio quality, concentration risk, emerging risks, profitability, and risk appetite indicators.
- Design, execute, review and enhance periodic and ad hoc credit stress testing and scenario analysis exercises.
- Identify emerging portfolio vulnerabilities through analysis of internal and external data, early warning indicators, macroeconomic developments, and industry trends.
- Drive enhancements to the local credit risk management framework, including portfolio monitoring, risk appetite, governance, escalation, and management reporting.
- Develop clear analysis, recommendations and presentations to support senior management decision-making and regulatory or audit-related responses.
- Lead planning-oriented initiatives and work closely with business units and stakeholders on risk management, analytics, and framework enhancement projects.
- Provide guidance and coaching to team members while promoting strong analytical, governance, and execution standards.
Requirements:
- University graduate in Finance, Economics, Accounting, Business, Statistics, Data Science, Risk Management, or a related discipline.
- Minimum 8 years of relevant experience in credit risk management, portfolio analysis, stress testing, risk governance, or related functions within a financial institution.
- Strong understanding of corporate/institutional credit risk, portfolio risk drivers, concentration risk, early warning indicators, and risk appetite frameworks.
- Hands-on experience in framework enhancement, policy and procedure development, management reporting, governance improvement, or cross-functional project execution.
- Knowledge of credit stress testing methodologies, scenario design, impact assessment, and related risk analytics.
- Strong analytical, presentation, and stakeholder management skills, with the ability to communicate effectively with senior management and regional stakeholders.
- Advanced Excel and PowerPoint skills; experience with Python, SAS, SQL, Power BI, or other analytics and visualization tools is an advantage.
- Fluent written and spoken English.
Please apply with detailed resume stating latest and expected salary.
SMBC is an equal opportunity employer. We are committed to fostering a diversified and inclusive workplace and removing barriers to provide equal access to employment.
Note on Mandatory Reference Check ("MRC") Scheme:
The MRC Scheme seeks to address the "rolling bad apples" phenomenon in the banking sector in Hong Kong, i.e. situations where individuals who engage in misconduct during their employment in one institution are able to obtain subsequent employment in another institution without disclosing their misconduct to the new employer. Against this background, the HKMA proposed a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual's previous employments can be provided to AIs to inform their employment decisions.
For in-scope positions, satisfactory completion of MRC process is pivotal for the consideration of employment decision. For details, you may visit HKMA's website and refer to the latest FAQs issued by HKAB. Further details will be shared on request if your application is being proceeded.
Application details will be used only for recruitment purposes, and will be destroyed after 1 year. Applicants not contacted after 6 weeks may consider their applications unsuccessful.